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Construction and save up to 3%

Sell a Home & Buy a Pre-Owned
Home and save up to 2%

Rent or Lease an Apartment
and get up to $500 Rebate

Buy a New Construction Home
in Texas & Save up to 2%
Sell a Home in the Houston
Area & Save up to 1%
Buy a Pre-Owned Home in the
Houston Area & save up to 1%
 
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 Jill Aylwin Realtor Texas Cash Back Real Estate

Jill Aylwin - Real Estate Broker, Realtor, MBA
Contact Us
 Realtor MLS
    Ph: (281) 334-CASH

  Loan Application Checklist

 

  Click Here to get a (mortgage) loan quote

 

In general, the documentation you will need includes: Check with Loan Officer for Details Before You Start This Process.

  • Check for application fee

  • Property Information (if you already have a contract on a house)

  • Purchase Agreement.

  • Copy of legal description and MLS sheet.

  • If you are selling your current home, copy of listing contract.

  • If you have sold your current home, copy of settlement statement (HUD-1).

  • Income & Assets

  • Pay stubs for the last 30 days.

  • For the past two years:

  • Names and addresses of each employer.

  • W-2s

  • Statements for each bank, mutual fund, and/or investment account for the last three months.

  • Estimated value of personal property and furniture.

  • If you have made any large deposits to your accounts:

  • Explanation and source for deposit.

  • If large deposit was a gift:

  • Signed gift letter (lender can supply).

  • Copy of gift check.

  • Copy of deposit receipt.

  • If you own more than 25% of a business:

  • Corporate or partnership tax returns.

  • If self-employed:

  • Tax returns for the last three years (with schedules).

  • Year-to-Date Profit and Loss Statement prepared by an accountant.

  • If you own rental property:

  • Tax returns for the last two years and current rental agreements.

  • If you are retired:

  • Pension Award Letter.

  • If you receive Social Security:

  • Social Security Award Letter.

  • If you are counting child support as income:

  • Copy of divorce settlement.

  • Copy of twelve months of cancelled child support checks or the decree and the deposits on the bank statements

  • Debts

  • Names, addresses, account numbers, balances and monthly payments on all current loans.

  • Explanation of credit report anomalies, including:

  • Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

  • Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

  • VA Loans

  • Copy of DD Form 214, Report of Separation.

  • Miscellaneous

  • Photo ID and proof of Social Security number.

  • Residence addresses for the past two years.

  • If applicable, a copy of your divorce decree.

  • If you are not a citizen, a copy of the front and back of your resident alien or proof of residency card - "green card".

 

Buy a Pre-Owned Home
in the Houston Area
and save up to 1%

 

Contact Us today -- Or --
Call us anytime at (281) 334-CASH

 

 
Buy a New Construction Home
in Texas & Save up to 2%
Sell a Home in the Houston
Area & Save up to 1%
Buy a Pre-Owned Home in the
Houston Area & save up to 1%
 

Texas Cash Back Real Estate
Jill Aylwin / Real Estate Broker, Realtor, MBA
Contact Us or Call: (281) 334-CASH

 Texas Realtors        Realtor MLS


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